Classic Car Insurance in Virginia
Classic cars are investments, sentimental, and pieces of automotive history. At Advantage II Inc., we provide specialized classic car insurance for owners across Virginia. Find out if your car qualifies for coverage and how classic car insurance differs from a regular auto policy.
What Qualifies as a Classic Car?
Not every older vehicle qualifies as a classic car. Insurance providers typically define a classic car as a vehicle that meets the following criteria:
- Age: The car is at least 10 to 25 years old, depending on the insurer’s definition.
- Condition: The car is in good working order and has been maintained or restored to its original condition.
- Usage: The car is primarily used for exhibitions, parades, or occasional pleasure driving; not as a daily driver.
If your vehicle meets these qualifications, it may be eligible for classic car insurance. We can help you determine if your car qualifies and find the right coverage for your needs.
What Does Classic Car Insurance Cover?
Classic car insurance is tailored to protect the unique value and needs of vintage vehicles. Here’s what a typical policy includes:
- Agreed Value Coverage: Ensures your car is insured for its full appraised value, not its depreciated market value.
- Liability Coverage: Covers damages to other people’s property and medical expenses if you’re at fault in an accident.
- Comprehensive Coverage: Protects against non-collision events like theft, vandalism, or weather-related damage.
- Spare Parts Coverage: Protects rare or expensive parts needed to maintain your classic car.
Get a Classic Car Insurance Quote Today
Protect your timeless vehicle by contacting us today. Visit our insurance quotes page to explore your options online or reach out through our contact us page.
